Indian Army Rank Wise Basic, Grade Pay And Total Salary Chart

Army Rank Wise Salary Table
NDA Salary

Are you among the youngsters who have a dream to join Indian Army? do you want to serve the country at its best? or you just feel tempted towards the extraordinary facilities and Army salary packages? whatever be the reason, getting in the army is your aim. But, do you know everything that you need to know before getting there?

Most of the youngsters these days want to join Indian army because they see a safe future in it, and this is totally understandable. But, one should have proper knowledge before applying for Army. So, ask yourself the question why to join Indian army first, then come to any conclusion.

Every year, army releases the notification for thousands of recruitment, and lakhs of aspirants apply for the recruitment even without collecting the full information. In a research, it was found that most of the aspirant participating in army bharti didn’t know what will be their starting salary if recruited.

Check if you are eligible to apply for army.

Have you ever thought how much army a soldier earns? to know the salary package of Indian Army is very important for all those, who want to work for it. If you are going to join Indian Army, then first recognize the salary package and then make your decision.

Indian Army Rank Wise Salary

The Indian army rank wise salary structure can be tricky to understand. To fully understand it, you will need to be familiar with few terms, like basic pay, grade pay, gross salary etc. But first, you need to know the rank hierarchy of Indian army.

If you are recruited as Soldier GD, then first you will undergo the training period. And this is how you will proceed:

Sepoy/rifleman > lance naik > naik > havildar > naib subedar > subedar > subedar major (SM).

If you don’t have the graduation degree, and didn’t had science in class 12th, and join Indian army as soldier GD, then SM is the highest post you will reach. And you will retire as Honorary captain (if reached the SM post).

Now, if you join Indian army after clearing the NDA or CDS exam, then again, you will have to undergo the training period, and later this is how your post will increase:

Lieutenant > captain > major > lieutenant colonel > colonel > brigadier > major general > lieutenant general.

There are two other prestigious posts, but there are different criteria for them. Now let’s understand the difficult terms we talked about.

Understanding Government Salary Structure Of India

Let me make it simple for you. The amount that you get on your hand in cash is gross salary, and the gross salary is the sum of components like grade pay, basic pay, monthly allowances etc. Or we can say that the salary of Government employees is the sum of different components, i.e. basic pay, grade pay, dearness allowance, house rent allowance and other miscellaneous allowances.

What Is Grade Pay And Basic Pay? 

Grade pay is the amount which government employees receive depending on the category, pay band,  and class of employee. Grade pay is calculated on the basis of position and class of an employ according to 7th pay commission.

Basic pay is the sum of grade pay and pay in pay band, i.e Basic pay = grade pay + pay in the pay band.

Difference Between Basic Pay And Grade Pay

Let me clear the basic difference between the Basic pay and Grade Pay:

  • Grade pay remains fixed until the next promotion, while on the other hand, basic pay changes every year.
  • Grade pay gets changed with respect to ability and position while pay scale is used for the measurement of pay.
  • Grade pay is a new term in 6th pay commission. Basic pay is the minimum remuneration given to the employee which changes from time to time.

What are extra allowances?

Government employees are given the compensation for activities that will need expenditure like, transportation facilities, House rental allowance(HRA) for house rents etc. These are called extra allowances.

Apart from other facilities like housing, food etc. an army soldier receives extra allowances for other things like, for Kit Maintenance, a soldier of Indian Army get Rs. 400 per month. Transport Allowance of Rs. 1600 to Rs 3200, Field Area Allowance Rs 25% of Basic Pay, Counterinsurgency Rs 6300, High Altitude Rs. 5600, Siachen Rs 14000, Flying Pay Rs 9000, Parachute Pay Rs 1200, Special Forces Rs 9000 per month etc.

Now you have got a basic Idea about how to calculate government salary, so, let’s see the Indian army rank wise salary structure.

Indian army Rank Wise Salary Structure

Here is the salary according to the rank hierarchy mentioned above. Please note that on hand salary is the sum and deduction of many factors like DA, PF etc.

Training Period

Anyone who is recruited in Indian army has to go for the training first irrespective of the post. The candidates are given stipend instead of calling it salary. The stipend of training period can be between 15000 to 21000, depending on the pay band of the rank in which the candidate has been recruited.

Pay Scale Of JCO/OR  Or PBOR (personnel below officer rank)

All the ranks that fall under the category of JCO/OR, below is the pay scale and salary structure of all those ranks.

#Sepoy or Rifleman (Pay Band 1)

Pay Band : 5200 – 20200

Grade pay : 1800

military service : 2000

X (technical) group pay: 1400.

Cash In hand : 25000 (approx.)

The sepoy is the initial rank in the Indian Army, but still get a good amount of money as monthly salary. Being a ground troop, the sepoy is the primary fighting force in the world. Our country is full of energetic youngsters who are recruited every year as a sepoy by open rallies in Indian Army.

Anyone between 17 and a half to 21 years of age can be a soldier irrespective of caste, color, and creed. You Just have to pass the Metric and fit in the eligibility criteria in order to join Indian Army as a sepoy, you have to pass the written exam and physical test as well.

#Lance Naik (Pay Band 1)

Pay Band : 5200 – 20200

Grade pay : 2000

military service : 2000

X group pay: 1400.

Cash In hand : 30,000 (approx.)

A sepoy is promoted to the post of lance naik. There is not too much difference between sepoy and lance naik. Both comes under same pay band, but lance naik gets the GP of Rs. 2000 which is 200 more than that of sepoy.

#Naik (Pay Band 1)

Pay Band : 5200 – 20200

Grade pay : 2400

military service : 2000

X group pay: 1400

Cash In hand : 35,000 (approx.)

No need to mention that naik is the highest of both the above-mentioned ranks and like you can see that the GP for naik is Rs 2400.

#Havildar (Pay Band 1)

Pay Band : 5200 – 20200

Grade pay : 2800

military service : 2000

X group pay: 1400

Cash In hand : 40,000 (approx.)

Havildar is the last post of pay band 1, and this rank has the highest grade pay in its group. Generally, people consider the havildar rank of the army and havildar rank of police equal, but it is not so. This rank of the army is much more sophisticated and much more paid than police.

#Naib Subedar (Pay Band 2)

Pay Band : 9300-34800

Grade pay : 4200

military service : 2000

X group pay: 1400

Cash In hand : 45,000 (approx.)

Reaching this post means a significant hike in salary since this post comes under the second pay band. The basic pay is almost 60% more than other posts that are mentioned above. And don’t be mistaken by the name of the post because, like havaldar post, this one too is a very sophisticated post.

#Subedar (Pay Band 2)

Pay Band : 9300-34800

Grade pay : 4600

military service : 2000

X group pay: 1400

Cash In hand : 50,000 (approx.)

Subedar is considered as the most prestigious post after SM. Till you reach this post, you will gain a lot of experience. The basic pay of Subedar is 4600 (200 more than naib subedar).

#Subedar Major (SM)

Pay Band : 9300-34800

Grade pay : 4800

military service : 2000

X group pay: 1400

Cash In hand : 65,000 (approx.)

Subedar Major or SM is the highest post to which a GD recruited candidate can reach (if not given any exam for promotion to officer rank). It is the highest grade pay earning post in the 2nd pay band of the army, with grade pay of Rs. 4800.

This is the structure of JCO/OR, now let’s have a look at the salary structure of army officers.

Pay Scale/Salary of Army Officers

An army personnel in the rank of officer is respected everywhere, not only that, the salaries of army officers are very attractive. Even the beginners enjoy the pay band 3 benefits of salary. Below is the structure of salary of Army officers. We will proceed according to the rank hierarchy mentioned above in this article.

NDA Training Period Salary

During the training period in NDA, cadets are not provided any pocket money. But once the cadet arrives in the academy they have to submit some amount of money for different purposes which are explained below in the table:

Pocket allowance for five months

Rs. 2000.00

For items of clothing and equipment

Rs. 3200.00

Incidental Expenditure during 1st  Semester

Rs. 425.00


Rs. 5625.00

Out of the given following amount on the above table some of the money is refundable only if the financial aid is sanctioned to the cadet.

Pocket allowance for five months at Rs.400.00 p.m.

Rs. 2000

For items of clothing and equipment approximately

Rs. 475

Once the cadet reach the commissioning academy including Indian Military Academy, Air Force Academy, Naval Academy, he start earning Rs. 21000 a month. Actually, he is authorized the salary of a Lieutenant or Flying Officer or Sub Lieutenant. Once commissioned, the balance is paid to him as outstanding payment to his stipend. As NDA cadet, he won’t get salary.

Lieutenant(Pay band 3) 

Pay Band : 15600-39100

Grade pay : 5400

military service pay : 6000

Cash in hand : 65000 (approx.)

This is the first rank that a candidate gets who has been freshly recruited as an officer. A candidate who is already a soldier GD (or other JCO/OR) can apply for officer post. But s/he should have a graduation degree or should have passed class 12th.

See also: How to get selected in NDA selection process

# Captain (Pay Band 3)

Pay Band : 15600-39100

Grade pay : 6100

military service pay : 6000

Cash in hand : 75000 (approx.)

A person who has served as a lieutenant in Indian army for at least 2 years, is eligible to become a captain in Army. As you can see, the grade pay of captain is 700 more than lieutenant i.e 6100.

# Major (Pay Band 3)

Pay Band : 15600-39100

Grade pay : 6600

military service pay : 6000

Cash in hand : 1,00,000 (approx.)

Any person is eligible to become a Major in Army, only if s/he has served 6 years as an officer in Indian army. The grade pay for Major is Rs 6600 which is obviously more than the other two ranks described here up till now.

# Lieutenant Colonel (Pay Band 4)

Pay Band : 37400-67000

Grade pay : 8000

Military service pay : 6000

Cash in hand : 1,12,000 (approx.)

A person who has served 13 years in Indian army is eligible to be a Lieutenant Colonel. This rank falls under the 4th pay band and gets the grade pay of 8000.

# Colonel (Pay Band 4)

Pay Band : 37400-67000

Grade pay : 8700

Military service pay : 6000

Cash In hand : 1,30,000 (approx.)

The Lieutenant colonel after fulfilling certain criteria gets promoted to the post of Colonel. The grade pay of colonel is 700 more than lieutenant colonel.

# Brigadier (Pay Band 4)

Pay Band : 37400-67000

Grade pay : 8900

Military service pay : 6000

Reaching the post of brigadier means that you have served your country for a long time. This is a prestigious post of Army with grade pay of 8900.

# Major General (Pay Band 4)

Pay Band : 37400-67000

Grade pay : 10000

Though the military service pay benefits are not included in this post, but this is the only rank where the officer gets a grade pay of 10,000. And not to mention, a Major general in Army gets enormous respect all over the world.

# Lieutenant General 

Pay band- 67000 to 79000

A lieutenant general gets the basic pay between 67000 to 79000. No grade pay is given to this post. 3% of increment is given each year to the lieutenant general until the pay reaches the maximum pay limit.

The cash in hand salary are just the approximation, they may vary depending on extra allowances like high altitude.

Let me tell you a fact that every rank up to Lieutenant General gets an increment of three percent every year with extra monthly allowances like Kit Maintenance allowance, Transport Allowance, Field Area Allowance, Counter Insurgency, Special Forces, etc.


Here is a complete table to make it easy for you:

Rank Pay Band Grade Pay Military service pay Cash In Hand(approx.)
Sepoy 5200 – 20200 1800 2000 25,000
Lance Naik 5200 – 20200 2000 2000 30,000
Naik 5200 – 20200 2400 2000 35,000
Havaldar 5200 – 20200 2800 2000 40,000
Naib Subedar 9300 – 34800 4200 2000 45,000
Subedar 9300 – 34800 4600 2000 50,000
Subedar Major 9300 – 34800 4800 2000 65,000
Lieutenant 15600 – 39100 5400 6000 68,000
Captain 15600 – 39100 6100 6000 75,000
Major 15600 – 39100 6600 6000 1,00,000
Lieutenant Colonel 37400 – 67000 8000 6000 1,12,000
Colonel 37400 – 67000 8700 6000 1,30,000
Brigadier 37400 – 67000 8900 6000
Major General 37400 – 67000 10,000
Lieutenant General 67000 – 79000

What have we learned?

After reading the salary packages of Indian Army, I hope, the view gets clearer for you. I don’t think that there should be any doubts in your mind regarding whether to join Army or not.

Our Armed forces always welcome the hard working and deserving aspirants in their departments. Now, the choice is yours.

Hope this article was helpful for you. Please mention your queries in the comment box, we will reply with the most appropriate answer.

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  1. Sir my name is saran.. i have completed 12th science grp. At present im doing bsc ism so what shall I do to join CDS. pls tell me..

    1. Hi Saran. You are going absolutely right. For now, focus on your graduation. Try to score a good percentage and then you will get eligible to appear in the CDS exam.

  2. Hlw, myself chandranshu from banswara raj.
    I m studying in 2nd yr in PCM. What are the future scope after final year to join indian armay as a officer rank….

    1. Hi Chandranshu.
      As, you have mentioned that you are in B.Sc 2nd year, after completing your graduation you can apply for CDS exam if you look forward to join Indian army as an officer. CDS stands for combined defense service exam which is conducted by UPSC twice a year for recruitment in Indian military academy, Indian naval academy, Indian air force academy and officer training academy. The age limit for IMA is 19-24 years, naval academy 19-22 years, 19-23 years for air force and 19-25 years for officer training academy.

  3. Kadamanchi naga srinivas

    Hello sir
    I’m naga srinivas, age 21 years. Recently I completed my bsc (in botany zoology & chemistry) with a 70℅ and inter bipc 86℅ and also completed my ncc with ‘A’ grade. Is their any chance to join Indian army medical corps plz send me msg

    1. Hi Kadamanchi.
      As, you have mentioned that you look forward to join Indian army medical corps, for that you must have MBBS degree and have cleared the exam in the first or second chance and completed internship as an officer.

  4. Hello.Sir m pramod patil from karnataka I want to join indian army mai engineering final year me hui our meri age 24 hai.TGS entry kaise kar sakta hu..can u help mi sir??

    1. Hi Pramod.
      All the male engineering students in their final year or passed out can apply for Technical Graduate Course(TGC). The age limit for the is 20-27 years as of first day of month in which course is due to commence. You can apply online through official website of Indian army. Later the Indian army decide the cut off percentage and shortlist the candidates out of all applicants. So at the time of applying, there is no percentage criteria.

  5. Hlw sir I am saurav tiwari and my age is 20 and I m doing b-tech civil branch that time I m in 2nd yr plz tell me how to apply Indian army as a civil engg. And what is maximum age

    1. Hi Saurav.
      As, you have mentioned you are doing B.tec and are looking forward to join Indian army. You can apply for the soldier technical post if you want join as civil engineer. The maximum age for the post is 23 years. The education qualification required are 12th pass in Science with Physics, Chemistry, Maths and English with 50% marks in aggregate and 40% marks in each subject.

  6. Hii.. Mam I am sunita choudhary… I have completed …and I am 21 year old… Now I want become a army officer… Can i apply for army officer..plz tell me what should i do?…

    1. Hi Sunita. As you have completed your graduation, you can appear in the CDS exam to become an army officer.

  7. hlo sir/mam,
    i am Rukhsar Rathore and i am studying in 9th class. …….i want to join Indian army with an officer’s rank .
    I hav some queries pls solve those asap!!!
    [1] What are the benefits of NCC certificates in indian army?
    [2] a girl can apply for NDA exam or not ?
    [3] like in army ,male officer can serve their country for 60years , so can a female army officer can serve her country for 60years?for how many years she can serve her country……..?

    1. Hi Ruksar.
      Yes, you get benefits of holding a NCC certificate as in written examination, extra marks are given depending upon its grade “A”, “B” or “C” certificate.
      No, a girl cannot apply for NDA but after completing your graduation you can apply in CDS.
      Once you clear your CDS exam you can serve your country.

  8. Sir I am in 12th standard, Commerce. I want to go for a graduation in Defense and Strategic studies before appearing for the CDS. Sir can you please tell me the best colleges that offer the course i.e B.A in Defense and Strategic studies?

    1. Hi Tuhina.
      We are providing you with a list of colleges that offers this course.
      Government Nagarjuna Post Graduate College of Science, Raipur
      Dhandhai Mata Education Society’s College of Arts, Jalgaon
      Guru Nanak College, Chennai

  9. hello sir i m ketan shaw i want to join air force but now i am in 11 standard with pcm subjects . can u tell me tha t how i can become a airforce pilot…

    1. Hi Ketan.
      If you want to become an airforce pilot than you can apply for NDA examination after completing your 12th, after getting selected in the written examination, you will go through a 3 year training at NDA, Khadakwasla, followed by flying training at air force training establishments. Post this, you will be commissioned as “permanent commission officer” and may be posted as air force pilot at any air force station.

  10. Hi sir…
    I’m completed and i’m an #NCC cadet and i also have #SCOUT B&C certificate.
    Plz.. Tell me what is best for me in indian army?

    1. Hi Sumit.
      We recommend you to prepare yourself for exams like NDA and CDS, you will get very nice opportunities in Indian Army after clearing these examinations.

  11. Sir, I want to join Indian army . I am in 12th what is better to get a higher post .. Graduation from university or clearing exam after 12th and which one is better NDA or CDS or SSB . Please tell sir .

    1. Hi Gautam.
      All the three are good. The main difference between them is that, you can apply for NDA just after your 12th or when you are in your 12th standard. But for SSB and CDS, you can apply for these exams after completing your graduation.

  12. Sir,I want to know for correct my d.o.b in relation certificate .please help me to find out the path b/c I am very much eager to join Indian army.

    1. Hi Vikash. There is a feedback form in the official website of Indian army. Do mention your query there to get a suitable answer.

  13. Hello Sir,I am 21 years of age and currently in second year in civil Engineering, and would like to join army after my BE. So, which exam I have to go through or interview to become a lieutenant?

    1. Hi Satish.
      If you want to apply as lieutenant then you will have to give exams like CDS and NDA. Difference between both is, you can apply for NDA after you have completed your 12th and CDS exam is given after you have completed your graduation. Both the exams are conducted by UPSC and it is conducted twice in a year.

  14. Khazi Mohammed Shujauddin

    Hi sir
    I’m studying in ceramic engineering, 2nd year. My aim is to become a army officer in Indian army. So can you please help me by showing the guidance and what steps should be taken to become a army officer. I don’t know how to prepare for it,so please help me.
    Thank you.

    1. Hi Mohammed,
      If you want to become an Indian army officer then you have to appear for either of the two i.e., NDA or CDS. Both the exams are conducted by UPSC twice in a year.
      Eligibility criteria of both exam are:-
      For NDA
      1. The candidate must be an Indian citizen.
      2. The candidate must be an unmarried male.
      3. The candidate must be passed/appeared in 12th with a govt. recognized university.
      4. The candidate must be medically fit.
      5. He must be between 16.5-19 years.

      For CDS
      Candidate should have completed graduation with subjects MATHS and PHYSICS. Candidates who are appearing for final year exam are also eligible.

  15. Hi Rahul.
    According to the criteria you must have scored at least 40% marks in each subject and 50% aggregate in both your 10th and 12th.

  16. Hi Jash.
    May we know your question.

  17. Sir, I have passed class 10(CBSE) with 8.6 CGPA, approx 82% and I aspire to join Indian Army. Is there any exam by which I can join the Indian Army infantry level, and is promotion expectable henceforth ? I am currently facing many difficulties in continuing my studies, but I read in many placed that without +2 there is no place in IA. Sir, is there any way to join the infantry directly with any exam after 10?

  18. Respected sir i am currently studying 10th class Cbse And will opt For MPC in 11th class as i have already read in some comments that u recommended hav them to prepare for NDA for 1yr After passing 12th
    & sir am aiming for getting directly into lieutanent officer post!!!
    I hav three queries pls solve those asap!!!
    i)sir should i hav to complete any B tech engineering course(mech engg) and then write NDA exam or else after 12th directly NDA clearing.
    ii)age in which between we should attend NDA exam.
    iii)sir i am wearing spectacles and long distance sight of right eye: (minus)-1.75, V/A-6/6 & left eye:(minus) -1.25, V/A-6/6
    so sir i was unable to understand the requirements in off website so can u pls clarify these doubts
    because i only want to get into this officer post i love to become an army officer to serve my country sincerely!!!

    1. Hi Harshith. You seems to be so confused. Don’t worry. Let me tell you that you don’t have to take any sort of degree to appear in the NDA exam, instead you can appear in the exam after completing class 12th. I would suggest you to start the preparation right from the very moment.

      Very soon we will provide you all the information regarding NDA exam. Just be in touch. And yes, do focus on class 11th and 12th.

  19. Hi Manish. As i always recommend my students, for now, do focus on class 12th. Try to secure more and more percentage. There is a soldier clerk post in Indian army which requires an aggregate of 60% and 55% in each subject in class 12th. Once you will be done with your high school with a good percentage, you will be able to apply for this post.

  20. hello sir I m bhoir pravin from maharashtra. Im 10 passed with 73% and 12sci with 65%.As your thinking what type of post will I achieve in indian army.Just I studying In mechanical engineering second year.and one more question is that “after joining indian army I want complete my engineering and MBA. is this possible with in army?”
    Thank you sir.

    1. Hello Pravin,
      Considering your percentage, you can apply for any trade of army. Since you are doing engineering, therefore i will suggest you to apply for technical if you want to apply for JCO/OR post.

      There are much better option for you, like you can apply for UES, TGC, and of course CDS. But for this you will need to complete your graduation.

      Answering your 2nd question, you can complete your studies after joining army, but you will have to apply as private. Leave for exams will be given.

  21. Hello sir my name is Harikrishnan (B.Com Graduate) and i am going to wright the combined defence service examination
    (UPSC) exam on feb 5th 2017, can u suggest me any books for that, ? or anything for my preparation,?
    if any coaching centers are available for that ?

    1. Hi Harikrishnan. Here are some books for the CDS preparation. You can buy them online by clicking on the link below :

      Chapterwise-Sectionwise Solved Paper of CDS Mathematics| English |General Ability
      CDS 10 Years Topic-wise Solved Papers 2007-2016 (with free GK E-books)
      Chapterwise Section wise Solved Papers CDS Combined Defence Services Examination

      Yes, there may be so many coaching institutes for the preparation of CDS exam but still, as i always recommend my students, i would suggest you to focus on self study. Once you will be done with the syllabus of CDS exam, practice previous year papers and sample papers. They gonna help you a lot.
      Good Luck.

  22. Dear student’s defense life is very adventurous. If you want to become an army officer, then you must be a transeparent person and respect every one. You can join Indian army for all post according your eligibility. Jai hind.

  23. Sir me 12 arts pass hu 62% ke sath to me indian army me kese offisers exam de sakta hu nda me to sir meri age nikal gai he pls anny option ..jay hind. Pls answer. Pls help

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